PropertyTaxPeek

Texas vs Alabama Property Tax Comparison

Texas has a 1.20% higher effective property tax rate than Alabama. On a $350,000 home, you would pay $4,200/year more in Texas.

2024 Data

Texas

Tax Rate1.60%
Median Tax$3,907
Median Home Value$244,200
Tax on $350K Home$5,600

Alabama

Tax Rate0.40%
Median Tax$572
Median Home Value$142,700
Tax on $350K Home$1,400

Detailed Comparison

MetricTexasAlabamaDifference
Effective Tax Rate1.60%0.40%+1.20%
Median Annual Tax$3,907$572+$3,335
Median Home Value$244,200$142,700$101,500
Tax on $250K Home$4,000$1,000$3,000
Tax on $350K Home$5,600$1,400$4,200
Tax on $500K Home$8,000$2,000$6,000
vs National Average (1.06%)+0.54%-0.66%-

Property Tax Calculator

1.60%
Annual Tax
$5,600
Monthly Tax
$467
vs National Avg
+$2,910
(+49.5% rate difference)

Looking to reduce your housing costs? Compare mortgage refinancing rates to lower your monthly payment. Check homeowners insurance quotes for potential savings. Explore home equity loan offers for home improvements. Consider property tax appeal services if your assessment seems too high.

Why Texas Has Higher Property Taxes Than Alabama

Texas has an effective property tax rate of 1.60%, compared to 0.40% in Alabama. This means homeowners in Texas pay approximately $4,200 more per year on a $350,000 home than those in Alabama.

Property tax rates vary based on each state's funding model for local services, including schools, infrastructure, and public safety. States with lower property taxes may compensate through higher state income tax or sales tax. Consider total tax burden when comparing states for relocation.

If you're moving between states, factor in homeowners insurance costs, mortgage refinancing rates, and potential homestead exemption savings. A property tax appeal can also help reduce your assessment in either state.

For more financial context, explore salary data, cost of living comparisons, and ZIP code details for both states.

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